Travel Insurance Intelligence Database
Travel Intelligence For Every Body
Indexed for Preexisting Conditions, Medical Equipment, and the Fine Print
Verified policy data for travelers the standard comparison tools were not built to serve. Every figure sourced from the policy document itself.
Carrier Profiles
Annual multitrip plans available. Medical limits are lower than specialty competitors. Strong name recognition.
180-day lookback is longer than most carriers. Pack N Go plan excludes preexisting conditions entirely.
AM Best A++ — strongest possible financial rating. Documented faster than average claims processing.
20-day purchase window is among the longest available. $500K medical on Choice plan. State exclusions apply.
Children 17 and under covered free with an accompanying adult on family plans.
Medical only Patriot plans can pair with a separate cancellation policy. Up to $1M medical on international plans.
BCBS international provider network. Medical coverage only. Pair with a separate trip cancellation policy.
Actual underwriter is Starr Indemnity, not John Hancock Life. Gold plan has competitive medical limits.
Purchase window data conflicts across secondary sources. Primary policy document review required before this field publishes.
10-day purchase window is the shortest of any major carrier. A meaningful constraint for travelers managing complex medical logistics.
Longest purchase window of any major US carrier. Chubb underwriting provides strong financial backing.
Founded 2022. App-based claims. Limited complex medical claims history compared to established carriers.
Wide range of plan tiers. Squaremouth affiliation provides a dispute mediation layer.
Lower price points. Base plan medical limits are lower than comparable competitors. Safe Travels plan series.
Arch Capital Group financial backing. Full policy details require primary source verification.
Better suited to extended international travel than single trips. Vetted international provider network.
Adventure travel focus. Preexisting condition coverage is limited. Not the strongest option for complex chronic conditions.
Full policy details require primary source verification before any data publishes.
International medical focus. Full policy details require primary source verification.
Designed for adventure travelers without significant preexisting conditions. Not recommended as a primary option for this audience.
Available through affinity groups, alumni associations, and professional organizations. Check existing memberships first.
Restricted to active and retired military and immediate family. Relevant for a meaningful portion of the veteran and disability community.
Returns hospitalized travelers to their chosen facility and care team in their home country. Does not cover medical bills, cancellation, or baggage. Complements travel insurance, does not replace it.
Stronger adventure extraction component than MedJet. Does not cover medical bills, cancellation, or baggage. Pairs with travel insurance.
How InsurEndex Works
Every data point comes from the actual policy document or certificate of insurance. If a figure cannot be confirmed from the document itself, it is marked awaiting verification. Aggregator summaries and carrier marketing copy are not used as sources.
Standard comparison tools track trip cost and duration. InsurEndex tracks preexisting condition waiver windows, lookback periods, medical equipment sublimits, activity exclusion weight restrictions, and provisions relevant to bariatric travelers that most databases never flag.
Insurance policies change every cycle. Every entry carries a last-verified date and a source notation. When a policy updates, the entry is flagged for re-verification before it is republished. Outdated figures on health-critical decisions are not acceptable.
Side-by-Side Comparison Tool
Select any combination from the database. Compare preexisting waiver windows, medical limits, evacuation coverage, equipment provisions, and accessibility flags. Save or share your comparison via a direct link.